Syntage now supports audited annual tax returns, also known as declaraciones anuales dictaminadas, as a native source of financial information. A dictamen fiscal is the review and certification of a taxpayer’s financial statements by a registered public accountant, filed with SAT through a separate channel from the standard annual tax return.From fiscal year 2022, audited annual tax returns are required for legal entities with accumulated income above about MXN 1.65 billion, updated annually, and for publicly traded companies. Other taxpayers can file them voluntarily.Financial statements are central to credit risk review. Even though only some companies file audited returns, those cases used to interrupt analysis. This integration makes audited annual return data available in the same Syntage workflows as the rest of the entity’s information.
Official audited return
Download the official audited annual tax return submitted to SAT from the dashboard or the API.Audited financial statements
Balance sheet and income statement reports now use audited annual return data when it is available.Enriched insights
Audited data also feeds summary insights, financial ratios, and risk indicators. When both standard and audited information are available for the same period, Syntage prioritizes the audited data.Fixes and improvements
This release also includes smaller fixes and improvements across report review, insights, and extraction setup.- Financial statement reports now keep format controls available while data loads and use consistent accounting formatting for negative values.
- Report tables no longer expand rows that only contain empty child rows, making dense reports easier to scan.
- Company Verification insights now better prioritize Company Verification sources for shareholders and registered powers.
- Scheduler tag matching and extractor filters now use clearer grouping and copy.
- Buró reports now show clearer empty states when a bureau returns no data and keep available reports visible when the response includes usable data.
We redesigned the Buró Empresas insight so the most important credit report signals are available directly in the dashboard. You can now review a company’s credit behavior without downloading PDFs or switching between tools.
Score PYME
The new Score PYME section gives you the company’s credit score, the score range, the model version used by Buró Empresas, and the reason codes behind the score.Key indicators
The insight now highlights total credit amount, current balance, last payment, and credit inquiry activity, so you can scan the most important signals before opening the full report.Portfolio rating
Portfolio rating is now visualized over time, making delinquency and payment-behavior changes easier to review.Portfolio balances
Balance charts now show how the credit portfolio changes across periods, including total balance and overdue balance.Credit accounts
Credit accounts are split into Active and Paid tabs, with filters for credit type and delinquency status so you can move from summary signals into the account-level detail.Added a Moratory Interest insight that detects when an entity is paying moratory interest to financial institutions. This gives you an early signal of financial stress that may appear in invoice data before it appears in credit bureau reports.
- Shows the latest month, 3-month average, and 12-month accumulated moratory interest amounts.
- Highlights recurrence when moratory interest appears in 3 or more of the last 6 months.
- Breaks down the financial institutions charging moratory interest.
- Adds the signal to risk indicators so affected entities can be flagged in monitoring workflows.
Improved the workflows around refreshing data, reviewing reports, and understanding extraction activity.
- Insights now surface an Update data action when the underlying data can be refreshed.
- Extraction history now shows clearer source context, so you can tell why an extraction was created.
- Entity assignment notifications are now available in the dashboard.
- Datasource extraction settings are now easier to manage from the dashboard.
- Insight reports now include an items-per-page selector for large reports.
- Disabled users no longer appear as selectable entity owners.
- Maintenance settings remain available when a subscription is inactive.
Improved onboarding feedback and several report review states.
- Entity onboarding now shows clearer errors for invalid RFC values.
- Portable e.firma onboarding now shows clearer status and unsupported-credential messages.
- Invalid onboarding links now open a not-found state instead of a broken flow.
- Unsupported SMS phone numbers now show a direct error message during setup.
- Buró de Crédito Reports were redesigned with clearer report summaries, balance charts, and timeline details.
- Scrollable tables now center empty states and preserve your row expansion choices more consistently.
Updated the experience for adding entities and refreshing entity data with a unified modal across the product.
- The same modal is now used when adding a new entity or updating an existing one.
- You can select multiple datasources and create the needed extractions in a single action.
- The flow is consistent regardless of where it is opened from in the product.
Updated several setup flows to make entity creation, integration settings, and extraction limits easier to understand.
- The dashboard can now request Buró and shareholder reports directly from the data refresh flow.
- Buró de Crédito and Buró Empresas integration settings were split into clearer configuration areas.
- Entity setup now uses clearer RFC and CURP field guidance.
- Extraction-limit messaging now explains when a selected action has an additional cost or cannot run.
- Webhook setup now shows private-network URL errors inline.
- Onboarding links are easier to find from the dashboard.
Improved extraction creation, report exports, and insight reliability for larger workflows.
- You can now create multiple extractors for an entity in one action when refreshing data.
- Report exports now keep historical data visible while a new extraction is waiting.
- PDF exports now handle table height and empty-row behavior more consistently.
- Excel exports now preserve date columns in a format spreadsheet tools can recognize.
- Background Check and Infonavit can now be preselected in onboarding when they are part of the requested setup.
- Credit bureau authorization text now adapts for SOFOM organizations.
Improved how SAT tax compliance omissions are shown in the product, so you can assess an entity’s fiscal compliance risk without opening the source PDF.
- Surfaces the number and persistence of omissions more clearly.
- Makes it easier to distinguish isolated omissions from repeated compliance issues.
- Helps credit and risk teams review the tax compliance signal directly in the dashboard.
Improved financial statements, datasource presentation, and several risk signals in the dashboard.
- Financial statement insights now include audited-format support and a segmented format control.
- Tax-compliance risk indicators now include omission count and threshold details.
- Infonavit copy and labels were updated to use Créditos Firmes terminology.
- Infonavit risk cards now include clearer context and links to supporting details.
- RPC, Background Checks, and Shareholders were removed from beta labeling.
- Entity creation now shows a friendlier error when something unexpected prevents creation.
Added Infonavit Créditos Firmes as a data source. Syntage can now identify when an entity appears in public Infonavit lists for employers with firm housing-credit obligations.
- Helps identify overdue Infonavit obligations without manual searches.
- Adds another public-source signal for risk and monitoring workflows.
- Makes Infonavit findings available alongside the rest of the entity’s data.
Improved how teams filter entities, review datasource status, and manage dashboard notifications.
- Entity lists now include datasource and owner filters.
- Admins now see owner information in entity lists more consistently.
- Dashboard notifications now include dismiss-all support.
- Extraction notifications no longer show a redundant View entity action when you are already viewing that entity.
- Tax Retention extractions now support date-range filtering.
- Buró de Crédito dashboards now include clearer physical-person and legal-person views.
- Tax return views now show SIPRED dictaminados downloads when available.
Company Verification Reports now include an index of acts and assemblies registered in SIGER, giving reviewers a consolidated inventory of company documents and changes.
- Shows registered acts and assemblies in one place.
- Helps reviewers validate that corporate-history reviews include the relevant documents.
- Includes document detail used to review corporate purpose, duration, capital, shareholders, administrators, and powers.